adovr_d87389c80da99bef8f38776d3f905184 Articles medical and health: Beginner's Guide To Workers Compensation Encino Insurance

Beginner's Guide To Workers Compensation Encino Insurance

By Helen Graham


Workers compensation is an insurance program required by a state to reimburse employees for medical costs and loss of wages that may occur if they are injured on the job. Under the law, employers are required to carry a workers compensation and insurance policy that offers benefits to employees who become disabled due to illness or an accident sustained in the course of performing their job. Unfortunately, as is the case in most states, these laws can be complex and often times confusing. This is where a Workers Compensation Encino lawyer can help. An attorney should be contacted as soon as possible after you are injured.

Sometimes, one can obtain a work-related injury even when his or her job is not considered to be particularly dangerous. These types of injuries can pose even greater threats to one's personal welfare because they normally occur without warning. While one who works in the construction industry obviously must understand the potential hazards of his or her career before taking a job, an accident that occurs in a modest office building would be entirely unexpected, and the victim likely would not have taken precautions against the event of such an injury.

If notification is not made on time, benefits can be denied. Your attorney will work with you at this critical time to ensure that you properly show that were you were injured while performing your job, that proper notification is made and documents are collected for submittal to the insurance carrier. Similarly, if you are an independent contractor, a compensation attorney can help you determine your legal eligibility for reimbursement under the law.

However, the fate of much more than a monetary sum lies on the outcome of one's work-related injury claim. When one files for workers compensations, one is essentially proposing an agreement to his or her employer. If the employer chooses to grant the worker his or her desired amount of workers reimbursements, then the employee agrees to relinquish his or her rights to sue the company based on his or her work-related injury.

The law also functions to protect employers and businesses from suffering massive losses in expensive lawsuits. Rather than going through lengthy and costly court proceedings, most workers' comp cases are solved in an administrative tribunal, which gets the employee back to work sooner, and lessens the risk (and cost) of the company being sued. Interestingly, this concept is one of the only legal areas in which negligence does not play an important role. In other personal injury cases, victims must first prove that the defendant is at fault for the damage because of their negligence.

Since these two disability programs are not related, navigating through both of them requires an attorney or law firm with expertise in both programs. It is vital that you choose a firm or an attorney that specializes in both programs to be sure that you have comprehensive representation.

This is a complex area of the law and multiple benefit programs can be applied depending upon your situation. Should you become injured on the job, lawyers are there to be your advocate and help you obtain the benefits you legally deserve.

Simply put, this compensation is profoundly helpful. Many people use their payments to help alleviate the cost of hospital bills or to pay for special adjustments that had to be made for their handicapped conditions.




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